Captive Insurance Solutions
from The Bruner Group, a division of O&CO
Captive insurance is a powerful risk management strategy that allows businesses to take control of their insurance costs and coverage. In a single-parent captive, a company creates its own insurance company to cover its unique risks. Offering tailored coverage, direct access to reinsurance markets, and the opportunity to retain underwriting profits.
This approach is ideal for businesses with strong financials and consistent loss history that are seeking long-term cost savings, transparency, and greater control over claims handling and risk financing.
Group captives offer many of the same benefits but are structured for multiple like-minded businesses to pool their risks together. Members share in the profits and governance, while still maintaining autonomy over their own risk programs. Group captives are especially effective for mid-sized firms that may not have the scale for a single-parent captive but want to stabilize premiums, improve claims outcomes, and engage in more strategic risk management.
Whether forming a captive or joining a group, our team can guide you through feasibility, formation, and long-term program management.
"This is how it's done"
